Workers’ Compensation Insurance

Workers’ compensation insurance is a fundamental aspect of business insurance, providing essential coverage that may help protect both employees and employers in the event of work-related injuries or illnesses. Kevin McLoughlin Agency in San Antonio, Texas, is your trusted partner in navigating the intricacies of workers’ compensation insurance, offering tailored advice and competitive quotes.

What Does Workers’ Compensation Insurance Cover?

Workers’ compensation insurance is designed to provide financial support after a covered accident or incident and may include the following:

• Medical care—This coverage may assist with expenses for immediate and ongoing medical treatment resulting from work-related injuries or illnesses.
• Recovery costs—Workers’ compensation may help cover rehabilitation and necessary retraining if an employee needs to learn new skills to return to work.
• Lost wages—This coverage may compensate employees for a portion of their lost income while they recover from a work-related injury or illness.

When Do I Need Workers’ Compensation Insurance?

Understanding when to secure workers’ compensation insurance is crucial for compliance and protection. Most states require businesses to obtain workers’ compensation insurance as soon as they hire their first employee.

Consulting with a workers’ compensation insurance broker can provide clarity and ensure your business meets all legal requirements while providing adequate protection for your employees.

Contact Us

If you’re seeking guidance on workers’ compensation insurance or need a detailed workers’ compensation insurance quote, Kevin McLoughlin Agency is ready to help.