San Antonio, TX Home Insurance
Home Insurance for San Antonio, Texas Homeowners
McLoughlin Insurance Services specializes in providing reliable and affordable home insurance solutions for homeowners in San Antonio, Texas. Whether you’re safeguarding a historic home in King William, a family residence in Alamo Ranch, or a new build in Stone Oak, our team understands the unique risks and challenges of protecting homes in the Alamo City. 
Known for its vibrant culture and unpredictable weather, San Antonio homeowners need insurance that covers everything from storm damage to theft. We work with top insurance carriers to offer customized policies that meet your needs while staying within your budget. With our expertise and dedication to excellent customer service, McLoughlin Insurance Services is here to help you protect your most valuable investment and provide peace of mind in San Antonio.
What Does Homeowners Insurance Cover?
Standard homeowners insurance policies typically include these common coverages:
- Dwelling coverage may pay for repair or rebuilding costs of your home if it’s damaged or destroyed by events like fire, hail or lightning. Bear in mind that this doesn’t usually cover damage from floods, earthquakes or normal wear and tear.
- Other structures coverage may help with repair or replacement costs of other structures on your property, including fences and sheds.
- Personal property coverage may cover items like clothing, furniture and sports equipment if they’re stolen or damaged by a covered loss.
- Liability protection may cover legal fees and damages if you or your family members cause injury or property damage to others, including pet-related incidents. It may pay for legal defense and court awards up to the policy limit.
- Additional living expenses may reimburse you for temporary accommodation, restaurant meals and other related costs if your home becomes unlivable due to a covered loss.
While the above coverages are the most common, you may purchase additional coverages, such as earthquake or flood insurance, for more extensive coverage.
Get Covered Today
If you own a home in San Antonio, Texas, we are here to help. The team at McLoughlin Insurance Services is committed to helping you find your optimal homeowners insurance policy. Contact us today to get started