September 25, 2024
AgencyUnderstanding Life Insurance Riders and Add-Ons
Life insurance riders are optional add-ons attached to your life insurance policy to enhance its coverage and customize it according to your specific needs. These riders allow you to modify the terms of your policy to provide additional benefits or protections that go beyond the standard coverage. Depending on the insurer’s rules and the policy […]
September 11, 2024
AgencyTexas Home and Auto Insurance in 2024: Lessons from 2023
As we enter the second half of 2024, we can see how tumultuous the Texas insurance industry was during 2023. Both industry professionals and consumers are gaining a better understanding of the current state of affairs and what to anticipate in the coming months. Here is a brief overview of the events of 2023 and […]
August 22, 2024
AgencyHow to Handle Auto Insurance When Switching Car Ownership
Whether you’re buying a new car or selling your current one, ensuring that you have appropriate insurance is essential to avoid any gaps in coverage or unnecessary expenses. Here’s a guide to help you navigate this process smoothly. Notify Your Insurance Company Early As soon as you decide to buy or sell a vehicle, contact […]
March 27, 2024
mcloughlinagencyNavigating Life Insurance: Understanding Coverage
Life insurance is a critical pillar when planning for the future. Unlike a 401(k) or IRA, which can benefit a policyholder directly, life insurance is designed to financially help those impacted by a policyholder’s death. Life insurance can help ensure your loved ones are left with the means to maintain their lifestyles and cover ongoing […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]